I have a tendency to talk a lot on my blog about the funny things my kids do and the crazy things I'm obsessing about. But I don't talk a whole lot about my husband. So tonight I'm going to! : ) Last Monday, Lowell and I celebrated our 12 year anniversary. Even after 12 years of doing his laundry and dishes, I love him more than ever. He is more supportive of me than I am of myself, he loves our kids and is a great father, he is a leader at church, a man of solid integrity , incredibly talented and can build just about anything he decides he wants to.
He also somehow he manages to have a very stressful job and still be fun to have around when he's at home. People (some of whom we've known a very long time) often ask, "Now, what exactly does Lowell do at his job again?" Many other people don't bother asking, but they still don't really understand what he does. So I thought I could give you a little insight here into his job. The other day he got an email from Bill. It went like this:
From: Bill
To: Lowell Ens
Subject: RP
Attached are revised RP and Letter. I was confused because on the HUD call you mentioned 115 units. I got it now though. Based on our call today it may require one more change of 36 ACC/LIHTC to 30 ACC/LIHTC and 6 LIHTC only.
This was Lowell's response:
Bill -- Michael was working the numbers this afternoon on Yosemite rental component. Couple things -- to get enough LIHTC units to cover debt, we need 16 units out of ACC. Too many I think for HUD comfort level and also affects TDC on the remainder since that leaves 20 units ACC with $4.4 million in HOPE VI. He is now shooting for 8-10 units and carrying back some type of other loan to cover about half the perm bond debt. May be another residual receipt or deferred developer fee with terms that allow for longer term repayment. We also think operating cost will actually be lower than TCAC requires in their proforma, so may be additional cash flow to cover the residual payments. Not sure how HUD will view this and may affect ACC subsidy on the remainder of new and existing units? Your thoughts are welcomed. When we come up with the best scenario, you'll need to add this to the letter, but should we wait til then?
Lowell
There. Now I'm sure you all understand exactly what he does. : )
Anyway, I'm so glad I am married to this man and look forward to the rest of my days with him. God knew I needed him and He went to great lengths to make sure we ended up together. And I'm so very grateful.
I love you, Babe!
Y, Melissa
Hey there...thanks for your comment on my blog. I wondered if anyone would address the World Vision comment. :) I'd love to know a little more about Compassion vs. World Vision. We come in with scripture and Jesus and the entire biblical enchilada, so to speak. The one thing that might be different about us vs. Comapssion is....if someone sponsors a child, we don't deny the rest of the family support. Meaning, a donors dollars go to their sponsored child, but we also support the other childre in the family. Clean water, allowing them to go to school, teaching sustainable living to mom/dad/caretaker. I didn't feel it was a very fair picture. :) But we're in blogland, afterall!
ReplyDeleteThanks for your comment. :) Be blessed! :) kris
Great picture, Melissa! We're celebrating our 11th tomorrow:-) It is so good to hear of a great marriage, and of two people who are still in love in our age range. I know a lot of couples around our age, but I don't know how they're doing! It struck me when my neighbor was encouraging me, this last Valentines Day, to write a letter to my hubby telling him how much I love him. Through the language barrier, it took me awhile to figure out that this was all she was asking me to do. I understood the words, but her face was trying to tell me more. It turns out, she didn't know how well Daniel and I are doing! To me, it seemed perfectly natural!
ReplyDeleteWhat a Great GOD we have!! He teaches me so much about Himself and His love through our marriage.
Glad to hear about "your man!"
Great picture, Melissa! We're celebrating our 11th tomorrow:-) It is so good to hear of a great marriage, and of two people who are still in love in our age range. I know a lot of couples around our age, but I don't know how they're doing! It struck me when my neighbor was encouraging me, this last Valentines Day, to write a letter to my hubby telling him how much I love him. Through the language barrier, it took me awhile to figure out that this was all she was asking me to do. I understood the words, but her face was trying to tell me more. It turns out, she didn't know how well Daniel and I are doing! To me, it seemed perfectly natural!
ReplyDeleteWhat a Great GOD we have!! He teaches me so much about Himself and His love through our marriage.
Glad to hear about "your man!"